Program Description: This two and a half day program will address the many aspects of financial services regulation and litigation, with a particular focus on issues of interest to states. The conference will begin each day with foundational lectures on the economics of financial regulation, followed by specific panels on mortgage servicing rules post settlement, payday lending, debt collection, non-bank lending, and financial products affecting service members. Each panel will leave time for questions from participants.
Agenda
Why Learning Economics is a Virtue
Peter J. Boettke, Professor of Economics and Philosophy, George Mason University
The Economics and Regulation of the Fringe Lending Market: Payday Lending, Bank Overdraft Protection, Auto Title Loans, and Prepaid Cards
Todd J. Zywicki, George Mason University Foundation Professor of Law, George Mason University School of Law
Mortgage Servicing Rules Post Settlement
Jean M. Healey, Senior Counsel for Enforcement Strategy, Northeast Region, Consumer Financial Protection Bureau
Ira J. Rheingold, Executive Director and General Counsel, National Association of Consumer Advocates
Jeremiah S. Buckley, Partner, Buckley Sandler LLP
Christopher J. Mayer, Paul Milstein Professor of Real Estate, Finance, and Economics Columbia University School of Business
Moderator: The Honorable Greg Zoeller, Attorney General of Indiana
Payday Lending
Laura E. Udis, Payday & Small Dollar Lending Program Manager, Markets Division Consumer Financial Protection Bureau
Neil P. Bhutta, Economist, Board of Governors of the Federal Reserve System
Paige Marta Skiba, Associate Professor of Law, Vanderbilt Law School
Lauren K. Saunders, Managing Attorney, National Consumer Law Center
The Honorable Mark L. Shurtleff, Founder and Principal of the Shurtleff Group LLC and Former Attorney General of Utah
Moderator: The Honorable Joseph A. Foster, Attorney General of New Hampshire
Debt Collection
Thomas B. Pahl, Managing Counsel, Office of Regulations, Consumer Financial Protection Bureau
Barbara A. Sinsley, Founding Partner, The Law Offices of Barbara A. Sinsley PA
Christopher T. Koegel, Assistant Director, Division of Financial Practices, Federal Trade Commission
Bill R. Bartmann, Founder and CEO, CFS2 Inc.
Moderator: The Honorable Samuel S. Olens, Attorney General of Georgia
Bank Regulation: Lessons Not Learned, or Forgotten
William M. Isaac, Senior Managing Director and Global Head of Financial Institutions, FTI Consulting; former Chairman, Federal Deposit Insurance Company
Behavioral Economics and its Implications for Credit Card Regulatory Policies
J. Howard Beales III, Professor, George Washington University School of Business
Non-Bank Lending (Alternative Financial Products)
Bill M. Himpler, Executive Vice President, American Financial Services Association
Michael D. Calhoun, President, Center for Responsible Lending
Sarah Fagin Cutrona, Chief Legal Officer, Elevate
Moderator: Edward D. Gehres, Partner, Van, Ness, Feldman LLP
Financial Products Affecting Service Members
Kathleen B. Moakler, Government Relations Director, National Military Family Association
Melissa J. Halsey, Consumer Response Specialist, Office of Servicemember Affairs, Consumer Financial Protection Bureau
Grant T. Swinger, Bureau Chief, Military and Veterans’ Rights Bureau, Office of the Attorney General of Illinois
VADM Cutler Dawson US Navy (Ret.), President and CEO, Navy Federal Credit Union
Moderator: Clarine Nardi Riddle, Counsel, Kasowitz, Benson, Torres & Friedman LLP and Former Attorney General of Connecticut
For More Information, Contact: Mason Attorneys General Education Program
703.993.9964
AGEP@gmu.edu