Sixth Annual Public Policy Institute on Financial Services Regulation


Event Details


Agenda.

Consumer financial protection policy continues to raise challenging questions at the intersection of consumer credit and payment systems, emerging technologies, other areas of law, and larger issues regarding the stability and efficiency of the banking system. The Sixth Annual Public Policy Institute on Financial Services Regulation will examine a number of issues including the Consumer Financial Protection Bureau’s regulation of payday loans and other small-dollar lending, Bitcoin and other block chain technologies regulatory and technological issues, the overlap of consumer payments and the First Amendment (including challenges to state no-surcharge rules on payment cards), and payment security (such as Apple Pay and the “liability shift” rules for payment cards). The program will also feature lectures on the political background to Dodd-Frank and the history of banking.

Opening Keynote

Speakers:

Todd J. Zywicki, Executive Director & George Mason University Foundation Professor of Law, Law & Economics Center

Phillip Wallach, Senior Fellow in Governance Studies, The Brookings Institution


Developments in Payment Security: Liability Shift, Chip & PIN, and Innovation

Panelists:

Mallory Duncan, Senior Vice President and General Counsel, National Retail Federation

Rob McKenna, Partner, Public Policy, Orrick

Scott Talbott, Senior Vice President of Government Affairs, Electronic Transactions Association

Mike Urban, Senior Adviser, Javelin Strategy & Research

Moderator:

The Honorable Lawrence Wasden, Attorney General of Idaho


CFPB Small Dollar Lending Rule: Update

Panelists:

Arthur P. Baines, Vice President, Charles River Associates

Howard Beales, Professor of Strategic Management of Public Policy, George Washington University

Alex Horowitz, Officer, The Pew Charitable Trusts

Hillary B. Miller, Chairman of the Board, Consumer Credit Research Foundation

Moderator:

The Honorable Greg Zoeller, Attorney General of Indiana


The Next Financial Crisis: Keynote Address by Congressman French Hill

Panelists:

The Honorable French Hill, US Representative, Second District of Arkansas

Wayne Abernathy, Executive Vice President, American Bankers Association

Frank Medina, Senior Counsel & Director of Research, Better Markets

J.W. Verret, Associate Professor of Law, George Mason University School of Law

Moderator:

Todd J. Zywicki


A Conversation About Blockchain Payment Technology


Panelists:

Jerry Brito, Executive Director, Coin Center

Adam Ludwin, Co-Founder & CEO, Chain

Megan McArdle, Bloomberg View Columnist, Bloomberg

Dana V. Syracuse, Counsel, BuckleySandler LLP

Moderator:

Joe Adler, Deputy Washington Bureau Chief, American Banker


First Amendment Payments Issues: No Surcharge Rules and Content Discrimination

Speakers:

Deepak Gupta, Founding Principal, Gupta Wessler PLLC

Lance Noggle, Senior Director, Advocacy & Counsel, Regulatory Affairs, Credit Union National Association

Megan McArdle, Bloomberg View Columnist, Bloomberg

Ilya Shapiro, Senior Fellow in Constitutional Studies and Editor-in-Chief, Cato Supreme Court Review, Cato Institute


Recent Research on the Economics of Consumer Credit and Its Regulation

Panelists:

Thomas A. Durkin, Senior Economist (retired), The Federal Reserve Board

Gregory Elliehausen, Principal Economist, Board of Governors of the Federal Reserve System

Robert Greene, Research Associate, Mossavar-Rahmani Center for Business and Government, John F. Kennedy School of Government, Havard University

Thomas W. Miller, Jr., Professor of Finance and Jack R. Lee Chair of Financial Institutions and Consumer Finance, Mississippi State University College of Business

Moderator:

The Honorable Sam Olens, Attorney General of Georgia


Taming the Two 800 Pound Gorillas in the Room

Lecturer:

Charles W. Calomiris, Henry Kaufman Professor of Financial Institutions, Columbia Business School and Author, Fragile By Desing: The Political Origins of Banking Crises and Scarce Credit


Reflections on 100th Anniversary of the Uniform Small Loans Law

Panelists:

Thomas A. Durkin

Jim Hill, President & CEO, First Heritage Credit

Bill Himpler, Executive Vice President, American Financial Services Association

Thoms W. Miller, Jr.

For More Information, Contact: Keith J. Fierro
Program Assistant, AGEP
703.993.9964
kfierro@gmu.edu