AGEP

Third Annual PPI: Financial Services Regulation, May 1-3, 2013

Agenda

General Readings

Mark Totten, Credit Reform and the States: The Vital Role of Attorneys General after Dodd-Frank
 
Letter from David Hirschmann (CCMC) to Richard Cordray (CFPB)
 
Prepared remarks by Richard Cordray at a Consumer Advisory Board Meeting 
 
Dechert LLP's Financial Services Reform Legislation and Rulemaking Site
 
 

Understanding the Many Facets of the Consumer Financial Protection Bureau

 
What You Need to Know About the CFPB
 
CFBP Proposed New Mortgage Disclosure Rules, The Banking Law Journal, October 2012
 
The Dodd-Frank Act Established the Bureau of Consumer Financial Protection as the Primary Regulator of Consumer Financial Products and Services. September 20, 2010
 
The Dodd-Frank Act Grants Expensive Fair Lending Enforcement and Rulemaking, September 20, 2010
 
Advisory, CFPB's New Supervisory Manual Focuses on Risk to Consumers
 
Advisory, Consumer Financial Protection Bureau FTC Announce Memorandum Understanding
 
Advisory, Consumer Financial Protection Bureau Public Comment Definition Nonbank Supervision
 
Advisory, Recent Significant CFPB Activities
 
Advisory, The CFPB Finalizes New Mortgage Servicing Rules
 
 
Consumer Financial Protection Bureau Mortgage Lending Initiatives
 
Dechert LLP
 

U.S. Consumer Financial Protection Bureau Issues Rules on Qualified Mortgages and Ability to Repay

 

U.S. Consumer Financial Protection Bureau Seeks Comments to Proposed Amendments to the Ability-to-Repay Requirements and Qualified Mortgage Rule

 

U.S. Consumer Financial Protection Bureau Issues Rules on Mortgage Servicing; Creates New Rights for Borrowers, Raising Issues Regarding Legal Authority For Foreclosure Action Prohibition

 

U.S. Consumer Financial Protection Bureau Proposes Mortgage Servicing Reforms

 

U.S. Federal Housing Finance Agency and Consumer Financial Protection Bureau Announce Plans for a New National Mortgage Database

 

U.S. Consumer Financial Protection Bureau Rulemaking: A New Frontier for Cost-Benefit Analysis

 

2012 Bank Enforcement Actions Still High, New Directions Slated for 2013

 

 
Fair Lending
 
Dechert LLP
 

Home Lenders’ Fair-Lending Dilemma

 

U.S. Department of Justice Turns Spotlight on Disparate Impact Discrimination Claims

 

 
Arbitration
 

Peter B. Rutledge, Christopher R. Drahozal, "Contract and Choice," 2013 B.Y.U.L. Rev. 1

 

Jason S. Johnston, "The Return of Bargain: An Economic Theory of How Standard-Form Contracts Enable Cooperative Negotiation Between Businesses and Consumers,: 104 Mich. L. Rev. 857 (2005)

 

 
Other Targeted CFPB Initiatives: Supervision of Nonbank Entities, Reverse Mortgages, Prepaid Cards, College Products, Overdrafts
 
L. Richard Rischer, Background Materials on Target CFPB Initiatives: Supervision of Nonbank Entities, Reverse Mortgages, Prepaid Cards, College Products and Overdrafts
 

Subprime Revisited: How the Rise of the Reverse Mortgage Lending Industry Puts Older Homeowners at Risk, October 2009

 

NCLC Comments and shorter Coalition comments to CFPB on suggestions for rules for prepaid cards, July 23, 2012

 

Survey of Unemployment Compensation Prepaid Cards, January 29, 2013

 

Comments to CFPB on financial products marketed to college students, March 18, 2013

 

Consumer Group Comments to CFPB on Overdraft Programs, June 29, 2012

 

Report: How CFPB Can Rein in Bank Overdraft Fees, April 30, 2013

 

General NCLC Regulatory Comments

 

Consumer Financial Protection Bureau Enforcement Activities

Dechert LLP

U.S. Consumer Financial Protection Bureau Couples First Enforcement Action With Warning to Financial Services Industry

 

U.S. Consumer Financial Protection Bureau Issues Regulation Protecting Privileged Information from Waiver of Privilege

 

Venable LLP

 

CFPB Enforcement Activities, Jonathan L. Pompan, Venable LLP

 

2013 Outlook for Credit Counseling- A Legal and Regulatory Perspective

 

CFPB and FTC Target Mortgage Advertising

 

CFPB Intiative to Promote Student Loan Payment Plans

 

CFPB Investigations and FTC Coordination Tips

 

CFPB to Focus on Use of Social Media

 

Consumer Complaints Offer Insight into Enforcement and Regulatory Priorities

 

Consumer Financial Protection Bureau Opens Whistleblower Complaint Hotline

 

FTC's Updated .com Disclosures Guidance

 

Navigating a Consumer Financial Protection Bureau Investigation and Enforcement Action

 

New Federal Consumer Procection Working Group Takes Aim at Consumer Fraud

 

No Laughing Matter - Stewart, Colbert, and Cordray

 

Six Things to Know about the CFPB

 

Time for a Consumer Financial Protection Compliance Tune-up

 

What the 2012 Election Means for the CFPB

 

What to Expect When You're Under a CFPB Investigation- Negotiating the Scope of the CID